Risk warnings and recommendations

Overview of current applicable recommendations

Borrower-based measures

Guideline on lending standards (press release 44th meeting of the FMSB)

Countercyclical capital buffer

Recommendation FMSB/2/2025: guidance on applying the countercyclical capital buffer (CCyB)

Systemically important institution buffer and systemic risk buffer

Recommendation FMSB/4/2024: guidance on adjusting the systemic risk buffer and the other systemically important institutions buffer

Sectoral systemic risk buffer

Recommendation FMSB/6/2024: guidance on applying the sectoral systemic risk buffer